Executive Team

Jennifer Garvey

Regional Director of Credit Risk Management Services
In her role as Regional Director of Credit Risk Management Services, Jennifer works with companies of all sizes and across all industries, from SMEs to Fortune 500 companies to build strategic credit management programs, utilizing a customized combination of risk management products and services.


Michael Hawkins

Vice President of Business Development
Michael brings over 25 years of experience in marketing credit insurance and related products to his position as Vice President of Business Development. His focus in this role is new business development through brokerage channels.  Michael has particular expertise in metals, manufacturing and related industries. Michael is based in Ohio and holds a bachelor’s degree…

Rick McNamar

Business Development Manager
Rick’s relationship with James O’Brien Associates began in 2005. He is based in Indiana and focuses on accounts receivable insurance, credit reports and opinions, domestic and international collections and accounts receivable financing. Rick brings over 15 years of experience in the credit insurance industry to his role as Business Development Manager.

Tom Weninger

Business Development Associate
Tom is based in Minneapolis, Minnesota. His focus at James O’Brien Associates is to safely grow his clients’ accounts receivables – their largest asset – and offer protection from the sudden surprise of a bankruptcy or insolvency of their customers, by providing Credit Insurance, Information Services and Collection Services from Coface North America.

Fred Goldman

Business Development Associate
Fred is based in Chicago and joined James O’Brien Associates in 2013. He has over 20 years experience in risk management in the financial services industry covering all aspects from trading to portfolio hedging to business risk systems development. Front, middle and back office experience gives him a unique perspective into business analysis for today’s…
Bryan Kagel

Bryan Kagel

Business Development Associate
Bryan is based in Cleveland, OH and covers the State of Ohio. He joined James O’Brien Associates in late 2013 as a trade credit consultant leveraging his 25 + years experience in finance and cash flow management to assist companies in protecting one of their most important assets, their Accounts Receivable. In his role, Bryan provides…

Robert Stine

Business Development Associate
Robert joined James O’Brien Associates in 2015 and is based in Chicago. His focus in his role as a Business Development Associate is helping companies grow their business through credit and information while protecting their accounts receivable. Prior to joining James O’Brien Associates, Robert spent 10 years in financial services providing credit analysis and investment…

Administrative Team

Kimberly Martens

Senior Account Manager
Kimberly has been with James O’Brien Associates since 2005. As Senior Account Manager, she supports twelve agents (including the agency’s President and CEO and Regional Directors of Business Development and Credit Risk Management Services) in managing their books of business.

Jean Fairman

Office Manager
Jean began with James O’Brien Associates in 2007 as an Administrative Assistant and was promoted to her current role as Office Manager in 2011. Jean oversees all aspects of general office coordination and ensures that the agency’s day-to-day operations run smoothly. In addition, she interacts with clients, vendors and visitors and assists with the agency’s accounting and billing processes.